My boyfriend is wanting to purchase a home from a builder friend of his through owner finance. There will be a written contract signed by an attorney and everything. He just wants to know if he will still quailfy for the First- Time Home Buyers Tax Credit for 2009 if he makes the purchase this way.

Hi I have used quicken 5 for years with no problem but got a virus and lost everything apart from my backup files so i need a program that will import quicken backups. Thanks John

I have a single family home which I will begin renting in early 2008, what are the requirements to get a line of credit to purchase anothe property?

Is a consolidation loan in the range of $100,000 — $200,000 secured by a person’s home?

Also why are the rates of home equity loans more than home equity lines of credit even though they pretty much the same thing?

Thank You

credit score 650
down payment 5%
hoping to get seller to pay most of closing costs–

what are my chances of securing a home loan.. also wont qualify for fha because of lack of 2yrs on the job. otherwise we would go that way…?

Can i still get a traditional loan or do i need to bring my score up more?
i dont care if i have to pay pmi i want a normal 30 yr fixed rate. i just wanna know if i can get a loan with score of 650 and 5% down..Thanks.

We are 19 and 20
i have 2 student loans which my father co-signed
we both use our credit cards very smartly.
we have not married yet but do plan to within the next year or two
itll really be that long before we really try and buy the as well

currently I am in forclosure…I have tried and tried to deal with the mortgage company but have been unsuccessful…I am now living in my grandfathers home and renting to own….while my home is being forclosed upon. I would like to secure a loan on my grandfathers home with in the next 2-3 years.

We’re considering building a new home this year but will require a construction loan, how difficult are they to secure if you have 50% or more to put down?

The situation is my hubby and I were pre-approved for a loan and filled out a sales contract, paid ernest money in October for a new subdivision/ house being built. However in January ‘08, my hubsand student loans went in default but he got it worked out to where if he pays the next 6 mo. the default will be removed in Sept. ‘08. Now after that on the week of our closing the loan officer called and said that the underwriters were having a problem with the default loan status. So she said they are an conservative loan office and suggest that I allow her to send it to a larger bank, where they have more options to help. So my file was transfer to this larger bank last Friday and I am waiting to hear from them. Do you think I should try for the loan myself? We wrote an explanation letter about why the loans went into default. My hubby was in a car accident and out of work/ without pay. Please help…is it possible for us to get a home loan and close by end of Feb./March?

I’m looking to take out a business loan against some property equity I have. I was told by a lender that I had to re-finance my home loan and go with them if I was to take out a business loan with them.

Am I able to keep my home loan where it is? I don’t want to move it across because of the exit fees, legals, etc.
Info about Australian lenders

In the process of building a new home on property we own. Took out a home construction loan (secured by existing home). Is any part of this tax – deductible?

What does it mean when the 2nd lien reflects “profit & loss writeoff – account closed” on your credit report?
What should you do with your current home – sell it or walk away? Any HONEST info is greaty and truely appreciated.
Thanks for the info! One more question – Is the 2nd lien still enforceable against the property??

I own a cafe and for the past year I put every cent in to keeping the doors open, including a home equity loan for $115.0K. My home is valued at $410.0K. I need a loan for $150.0K for 1 year or less to pay off the loan, pay my back taxes and give my time to sell the property, which is currently listed.

The loan will be repay upon the sell of the house with agreed upon interest.

I’m thinking of renovating my cellar in my house and am wondering what would be my best option to gain funds to do the work.My mortgage company do advances on your mortgage that you pay off over the remaining time left which in my case would be twenty years.Would it be a good idea to do this or would I be better getting a separate home improvement loan from another company.The work has been quoted at roughly 5/6 thousand pounds.Has anyone got any advice?

Is there help for citizens to fiance home improvement?

I signed to purchase a home for $700,000. House will not be done until April 2007. Between now and then, if the prices of the homes drop, will I be obligated to pay what I signed up for or do I only finance what the house is worth at the time?
FYI – contract was signed with a builder. You can not qualify for an amount more than the appraised value, shouldn’t this be reason for them to take the price down? Also, since it is quickly becoming a buyers market, shouldn’t I be able to leverage that and negotiate with the builder? Any suggestions on how I can do that?

My sister makes good money and so does her husband. She just has bad credit. They both lost their jobs two years ago and got really behind on bills along with a new baby. They now both have really good jobs but they have bad marks on their credit. Does anyone know of a mortgage company that can help them get into a new mobile home?

The banks get the most if not all the money back.

I recently was the high bidder at a sheriff sale in Stark County Ohio. The owner will not allow anyone on the property for survey or appraisal. All that is available is the 3 court appraisals that were done but they are outside only. I tried conatacting the foreclosing bank and they are of no help. I cannot get the guy out of the property until I complete financing and I cant seem to get financed without the appraisal, any help would be much appreciated

my parents helped my husband and i purchase a home this year. we have a loan agreement with them and have been making payments of principal and interest since june of this year. the loan is not secured on the home. the home mortgage interest deduction for federal personal income taxes requires that the loan be secured on the property. if i get the loan secured before the end of this taxable year, can i deduct all interest payment made this year even if they were made before the home was secured?