The house is in a park, not on private land. It’s a big one, 2400 sq.ft. I am current with the payments, but my job is making me move 500 miles away, I won’t be able to make payments on 2 homes. Is it better that they repossess it or foreclose? It’s for sale but the market doesn’t look good, homes have been for sale there for over 4-5 yrs. Renting is out of the question, I can’t afford the insurance they charge for a rental modular, and I don’t want it destroyed by the kind of tennants it would draw.

Whats the fastest websites used to sell houses for sale by owner? or whats the fastest way to sell a house?

since then. We are selling the house for what it will cost the pay off the mtg and pay the realtor.. I was thinking of doing A by sale by owner and drop the price almost 5000, which would have been her share of the sale.. Is it right to do that? She is telling me I might still have to give her money..
If I don’t sell this house fast I am going to lose it…

If an vitctim whom is common law married (2yrs) to the TDC inmate is it possiable to let the inmate get paroled to the victims house if they are still together and the victim provides transportation and all that good stuff for the inmate?

I don’t want answers like lemonade stands, extra chores, garage sales, pet sitting, babysitting, house keeping, paper routes, card making, etc. Those answers are boring. Besides, there arn’t many kids around my neighbourhood. Please help!

I still live at home, but in order to get out of here i need to be able to sign a legally binding contract for a house lease, which i don’t think i can do at 16 yrs old, can i ? so yeah anyone kno the ozzie laws on emancipation or a website i can go to, to have a look at ? Thanks

Since Yahoo switched me to the new updated home page, my finance module no longer displays my mutual fund updates on the home screen. It only tracks the Dow general numbers. The only way I can see my picks is to click on the finance personal assistant and load this page. On the former home page set-up, this was displayed on the home screen so you could see it all the time.

Thanks for any help you can provide.

A Stop Foreclosure company is likley legitimate and willing to assist me. But they want to negotiate a”modification” and other terms for bringing me current. Do I win by increasing an already unaffordable payment by adding principal and back interest to a loan I am upside down on? (The value of the home is $200,000 below the loan balance),

I am primary signer on a mobile home that my son( he is secondary signer) has lived in for 10 years now. It is about to be repossessed as he and his wife are unable to make the payments and at this time (have my own problems with debt) I can’t either, at least not for several weeks can I maybe get the back payment. May file bankruptcy if I can do so without my husband. The company (GreenTree) wants him out by the 5th of January. Guess my question is, is there anything I or he can do to delay this until I can see if I can file bankruptcy? Any advice on this would be greatly appreciated. I am in Texas. I do not live in it but it is on my husband’s property.

I will go back with my hubby to his parents (also partly his house) for christmas. I wonder would that be appropriate for us to make love in his room in his parent’s house? Or does it matter?
What if he’s just my fiancee or if he’s my boyfriend, does that make a difference?
His parents know already that we’ve been living together since we were bf and gf

My husband and I took out a secured loan for home improvements. We are now separating. Am I still liable part of the secured loan even though I am not name on the mortgage (it is in my husbands sole name)

I have a 2005 class A motor home that has been financed for four years now. A little over a year ago the value was $55K to $60K depending on trade in or personal sale. This past week or so I had decided to sell it and get out from under the $49K balance I have on the loan. When I went in to talk to a couple of local RV places here to get value options I soon learned that the current value is $30K – $35K. Of course I was aware that because of the current times values would be less however to have a drop of $30K in 12-15 months is crazy to me.

After all that said does anyone have any tips on how to deal with banks because I have had a credit rating of over 800 for four years or more. I would just call them up and give it back to them but I don’t want to have this effect my credit rating to badly. I am however not willing to sell it for $35k and write a check for $15K to pay it off.

Also other than it being on my credit report for 7-10 years does anyone know how far my number might drop? Obviously since my current number is 812 and I have no strikes and or blemishes anywhere on my credit I don’t want to have a repossession on my rating but if its the last resort then so be it.

Any tips or advise would be great…thanks!!

-steps to secure the home loan
-cost of a loan at various interest rates and terms
-acceptable level of debt to income ratio and provide a recommendation
all of them

And if you CAN, would that buyer be eligible to receive the First Time Home Buyer Tax Credit?

Say, no payments made from June 2007, how many months of non-payment before the mortgage company takes action. And, what actions are taken? Do they file a notice to the homeowner? Is it Public Notice that everyone can see, and where is it posted?

Does anyone know who are actual lenders? My credit history is good – wife’s not so good – turned down by mortgage company for additonal borrowing (think we asked for too much – now just want to borrow enough to clear debts – no home improvement plans!)

We’re both Canadian, and the home will be in Canada as well… If she pays rent, and for some reason things don’t work out between us long term, is she entitled to half or part of my home? I might sound stingy but I just wanna protect my ASSETS!
We’re both Canadian, and the home will be in Canada as well… If she pays rent, and for some reason things don’t work out between us long term, is she entitled to half or part of my home? I might sound stingy but I just wanna protect my ASSETS!

Please respond only with answers relating to the law, ethical/moral judgements, irrational or otherwise, are useless. Thanks…

We have arrears of £5,900. This is due to my partner having an accident at work 3 yrs ago. The contractual monthly amount is being met by income support. The amount required each month is £146.72. The amount being paid by income support is £186.88 every 4 weeks. Even though the mortgage company are receiving the monthly amount and some extra to bring down the arrears each month, they are still pursuing repossession of our home. My partner is claiming for his accident which happened 3yrs ago we have provided the mortgage company with a letter from my partners solicitor detailing that his employers have admitted full liability and that we are in the final stages of finalising the claim. He has been out of work 3 yrs and I have pointed out to the mortgage company that loss of earnings alone will guarantee that the arrears will be cleared. This is still not good enough for them. I was just wondering if any people could give me any advice. We are expecting a court date any day now and would like to know if this letter from my partners solicitors will carry any weight in regards to our defence. I also am thinking about using the Norgan case to use as our defence. Is there anything else I can do? Is there anymore information that I would need relating to my partners claim to give the judge that would help him rule in our favour?

I am currently renting a room in a house and the landlord is being a pain! He won’t even fix things in the house like the sink and etc…I want to find what the laws are of what the landlord’s legal duties are regarding such things…I am in LOS ANGELES, btw.

I sure hate to ask that question, but with job losses and a medical emergency we have to consider it…especially since there is another job out of state that is mine if we can move there.

We bought this home 11 years ago when we got married. It is a 3/2 1400 square feet and is in good condition. We owe 49K still. It is in a park on rented land. We are not allowed to rent it out per the park rules, and Greentree (the lender) will not allow a short sale. We have had it for sale for as low as 33K, but cannot get a nibble. We have never missed a payment in those 11 years and have excellent credit. We can make our June payment, but after that we don’t know how we can continue.

With our specific details (mortgage on the home, but on rented land) what will the ramifications be if we move out of state and walk away from the mortgage? Is it a repossession or a foreclosure given our circumstances? (not really REAL ESTATE…sort of considered a vehicle). What happens to our credit, and for how long? Will wages be garnished?

Serious responses only, please.