Am I responsible for insurance or is the owner?

I asked this a few months ago and the issue has resurfaced.

In April we put our house up for sale b/c we were relocating for jobs out of state. While we were getting the house ready, our window started to leak. We DISCLOSED this information on the sale / disclosure form and also noted we were “talking to a contractor”. A friend of our neighbor was a contractor, came out, looked, couldn’t find anything wrong with it – pulled off the siding and found something that needed to be caulked. He caulked it and we had no more leak. This was mid April. It rained and the window didn’t leak again. We sold the house – they paid for a home inspector to come look at it – the house passed inspection – they ASKED for nothing – no guantee, no warranty not even proof it was fixed. We put off settlement to the end of may due to logistics assoc’d with our move and all the rain we had it never leaked again.

Fast fwd to August – rements of a tropical storm came thru with heavy rains and
the window leaked – this was AUGUST – THREE months after we moved out. Now mind you – it rained in Philadelphia prior to august. ANyway – the homeowners are coming after us to pay for the window to be fixed.

What are our rights – we disclosed the info and had it fixed to our knowlegde. How are we to know it’s not a new leak? Also – it is now October 30th and they haven’t had it fixed and it continues to leak and the price has tripled since they first contacted us. How are we to know that all the damage now is not from the window being unfixed all this time?

We are going to have to get a lawyer, but before we spend big bucks, i am curious to know if we have a case here? I mean – shouldn’t they be going after their inspector for not catching it – especially when they knew there was once a leak? I mean what’s next? Are they going to sue us if a window breaks?

Sorry if this runs on!
Thanks for taking the time to answer me. I just feel bad – guilty, you know? We did offer them 500 bucks as a show of good faith back when all this started and the repairs were 600 bucks but they refused it. They bought the house for their 20 year old daughter so they wouldn’t have to pay for her dorm for college – so of course i assume they have a lawyer on retainer. I got a very threatening email from the lady – but the house is in my fiance’s name – mine wasn’t on a single thing. Ugh – it’s so frustrating. But thank you all for taking the time to answer me.

I’m 23 years old and would like to consider financing a home in the next 2-5 years, I want to know what kind of things do I need to be concerned about with my credit? How can I increase my score and what do I need to know about financing a home to get a good value and a good deal. Personal experience are greatly appreciated. Thank you all.

I am needing to do some repairs on my house and need to take out a loan. My credit is not all that good.I just found out that since I have my house one the market for sale that most lenders will not loan the money out or even in my case refinanice my home so that I can brow aganist it. What can I do? What is the best answer? I need to sell the house fast, due to I need to re locate but I can’t get the needed repairs done without the money! HELP ME !!!!!!

I live in Colorado and plan to purchase a home. Before I move in, I’d like to add two bedrooms and a bath. What’s the best way to finance this all at the same time?

go to county and file a bk myself? what should i do..a loan modification at this point is out of the question..so please give me alternatives..for california?

I have very good credit, and my debt to income ratio is about 22%. What are my options for financing a new addition to my home if I only have about 25% equity in the home?
Is there such a thing as a construction loan for new additions?

I’ve had my house for sale for some time now and am getting very aggravated that it is not selling. I am ready to walk away but don’t want to ruin my credit of course. I am not finacially desperate here, I just need more room for my family. Please help!!!
Take a look at http://circlepix.com/ Tour number GLAWPY
I forgot to mention my tour price is wrong. I’ve dropped the price to 110,000

I have heard that I should not pay off my home loan before securing a loan for a new home. The reason I was told is that my credit score is higher if I have an existing home loan even if I only need a $100 to pay it off. Something about the payment history still showing up in the credit report if the loan is not paid off being a good thing. Can anyone confirm/deny this?

I have been living with my girlfriend for the last 5 years and we are looking at purchasing a new home….TOGETHER… is this a good idea…or should we wait till we get married… not really in a hurry to get married… but i am in a hurry to purchase a house due to the market being in the buyers favor…

They will be required to carry a third, but I have substantial equity. This will be a short term loan. At the present time, I am unemployed, but I have gotten a job this week. The loan is to secured by my home. Is there any way in the internet or anywhere else where I can find an investor who can approve me?

(we are common law here in canada) and in the 3 years have had a child and lived in his HIS house that he owns and I left with my child while he was at work could I get arrested? Charged for kidnapping?
Anything?
I have said I may do this as he takes the kid and locks himself and the child in the bedroom when I want to walk out, I feel I have no oter choice but to do it this way.
He has said “see where tat gets you” and “yeah, try it”…I do not want to lose my kid that is why I am still in HIS house.
I need serious help and advice, esp if you live canada.

I need money to get another car because the only one I have has died big time and I can’t afford repairs. I need a newer, more dependable one. My mobile home is paid off and only 5 yrs old. My credit stinks so I am having trouble getting a loan that way. If I have a more sizeable down payment, I think I could almost pay a car off or be approved for very little payments short term. HELP ASAP Pls!!!!!

I purchased QuickBooks Premeire Accountant Edition 2008 and when I go through the tutorials it seems as though the program is business driven and that there really are not any options for home use. If someone has a good website that could teach me to use this product for the home or can explain it to me that would be great. Thanks.

bedrooms and an unfinished attic. How do we make the unfinished attic a third bedroom? What does it need? It has heat, painted walls, built in drawers, tile flooring, and storage area. The front of the ‘unfinished attic’ has a small dormer which has flooring, built in drawers and a storage area. There is a door at the top of the stairs going into the dormer. We aren’t sure what else we need to do to make this a third bedroom?

My house is appraised at 49,700
They said they would pay house payment and taxes for a year in the house I am in now if I sale it today.
They said price is negotiable.
The area is booming with commercial business.
A Wal-Mart supercenter and a strip mall are getting ready to open with a Dillion grocery store and a sonic fast food restaurant opening about 2 years ago.
If I sold I would have to put more down on my next house because I used up my first time home buyer special. And the interest rates are higher now then they were 3 years ago.

Credit scores are horrible. Really horrible. Eviction histories, repossession of the vehicle is on the credit report. no car. No personal phone/cell phone. No home. And is that easy to get the minority small business loan to open the group home for the youth? What is the qualification for the minority small business loan? I really want to know in detail.

Everywhere I go you have to submit your data just to get info, I just want to learn more about the process without getting calls and having a “free credit check”.

Me and my husband are seperated and are getting divorced. I want to know if I can legally tell this girl to get out of my house if my husband invites her in.

A friend of mine has been living with a man for the last 16 years. All of the sudden, today on his birthday, he asked her to leave the house and find a new place to live. She hasn’t been working for the last year and has nothing to support her. Is there anything she can do? Any support groups or legal advice?